MSN Business Directory Motor Trade Insurance Guides & Advice from Insure Motor Trade


Motor Traders: How to keep the cost of running a car down

With rising petrol prices, insurance on the up and day to day costs such as services and tyres, motorists are increasingly finding that running a car is becoming more and more expensive. So any little things you can do in […]

September 21, 2014

Is a combined motor trade policy a good idea?

If you have a premises that you operate your business from, then yes; a combined motor trade insurance policy probably is a good idea. This is because it is specifically for anyone running a business from premises and will help […]

September 12, 2014

Motor Traders Warned about Tax Disc Changes

All motor traders are in for big changes on October 1st 2014, when the paper tax disc will be replaced by a new online system. The Driving Vehicle and Licensing Agency have introduced the changes as both a way to […]

September 2, 2014

The car insurance post code lottery

Your registered business postcode can have a significant impact on the cost of your motor trade insurance policy. Depending on where your business is based, your premium could differ by up to hundreds of pounds compared with a business in […]

August 22, 2014

The websites helping women find trustworthy motor traders

As a motor trader, it takes time to build a reputation and customer base who trust in your work and will recommend you to others. It is an extremely competitive field, and there are many bad traders who spoil it […]

August 12, 2014

Can I get Motor Trade Insurance if I have driving convictions?

You might have been banned from driving due to drink driving or obtained a number of convictions on your licence. But this doesn’t mean that you won’t be able to get cover. It might cost more than normal insurance, but […]

July 29, 2014

Need to Know How No Claims Bonuses Work?

One of the main questions you probably have as a motor trader is ‘what is motor trade insurance?’ Of course, you know the basics – that it covers anyone working in the motor trade for risks involved with buying, selling […]

July 24, 2014

Getting Motor Trade Insurance if You’re Self-Employed

Running own business, second stream of income. All you need is enough money to get your first vehicle, and you’re away. Obviously, it’s better if you have experience of the industry – as you can pretty much hit the ground […]

July 19, 2014

The Best Online Motor Trade Resources

Working within the motor trade is an extremely hard, technical and competitive business. It can have excellent rewards, however, but one of the most important things to a trader is knowing where to get the right information from. This can […]

July 14, 2014

Can I Get Motor Trade Insurance for Modified Vehicles?

Working in the motor trade means that you’re open to all sorts of customers, with all sorts of needs and preferences. So, often, you are likely to come across modified vehicles – or even use them yourself – but where […]

July 10, 2014

Who Can Have Motor Trade Insurance?

Motor trade insurance protects against the risks involved with working within the trade – from theft, damage, accidents and can even cover you for your computers and electronic equipment. It is a legal requirement for anyone working in the motor […]

July 3, 2014

Ways to Find the Best Motor Trade Insurance for Your Needs

Motor Trade Insurance is a legal requirement for any business working in the Motor Trade, and it also important to have as it protects you from the many risks associating with owning a business within this industry. However, finding a […]

June 30, 2014

How has the Motor Trade Changed in the Last 30 Years?

There have been significant changes to the Motor Trade over the last couple of decades. For starters, a lot of its business has gone online, as many companies have adapted to the consumers’ need to be able to access companies […]

June 25, 2014

How to Become a Part Time Motor Trader

Working in the motor trade is viewed by the many who join it each year as a potential source of income in many areas from selling on vehicles to fixing them up. What do I need to know before going […]

June 22, 2014

Top Motor Trade Insurance Renewal Tips and Tricks

It is hugely important as a business owner to save money and cut your cloth, to protect your interests as well as those of your employees. Whatever your company does, there are different ways to save cash, however if you’re […]

June 18, 2014

What Happens if You Drive Without Insurance?

Many people drive without insurance, thinking that there are few consequences for doing so. However, this seemingly extra cost on top of your other bills and fuel costs should not be considered an option. By law, you cannot a vehicle […]

June 14, 2014

How does Gender Affect Your Insurance Premium?

Traditionally, the role of gender in car insurance has meant that women have had typically much lower premiums.  This also meant that for women working in the motor trade industry, they have been able to pay less on their insurance […]

June 10, 2014

How do I arrange motor trade insurance for young drivers?

Now that you have got the keys to your new van or car, the only thing left to arrange is trade insurance. If you want to use your vehicle for motor trade related business, you must get a trade policy […]

June 7, 2014

Motor trade insurance for part-time motor traders

Working in the motor trade may not be your full time job. However, you will still need to take out a motor trade insurance policy for your part-time work. An example of this would be someone who has a permanent […]

June 4, 2014

Driving Motor Trade Insured Vehicles

Our team here at Insure Motor Trade are often asked questions about who can actually drive under a road risks policy – and in what circumstances. There is a very basic answer – to drive any vehicle legally on a […]

June 1, 2014

Can I insure older vehicles on my Motor Trade Insurance Policy?

Not everyone in the motor trade can afford to run brand new vehicles. Sometimes, an older vehicle may represent an important saving on your initial business outlay, which is important when you are just getting going. Running older vehicles poses […]

May 31, 2014

Do I need an insurance Green Card necessary when driving abroad?

If you’re going abroad with your vehicle, you’ll need to know that you’re fully insured to do so. Naturally all drivers leaving the UK for abroad will need to have, and bring with them, a full driving licence. However, it […]

May 29, 2014

Obtaining coverage on a motor trade road risks policy

It’s important to understand what is or may not be covered by a motor trade policy. Here we specifically examine the road risks area – what it is likely to cover and any possible exclusions. This can be a complex […]

May 27, 2014

What occupations are covered by motor trade insurance?

To gain the benefits of coverage, it doesn’t matter whether you are operating on a full or part time basis, working from home or on specific premises. Motor trade insurance does, however, only apply if you are selling six or […]

May 25, 2014

What is Motor Trade Liability Insurance?

Despite taking all the necessary health and safety precautions, there may be nothing you can do to prevent one of your workers or a member of the general public having an accident on your premises. Whether it’s a slip or […]

May 23, 2014

Understanding motor trade combined insurance

This is a much more complex insurance than just the standard cover. Instead, it aims to protect all the different elements of your business. This is likely to include important areas such as Public and Employers Liability and protecting your […]

May 21, 2014

What is road risks insurance?

Road risks insurance is an essential aspect of any business motor trade cover, whether you’re an independent service and repair garage, bodyshop or a car dealership. By purchasing road risks insurance you are protecting your liability against damage to customer […]

May 19, 2014

Understanding motor trade insurance

When you need the best insurance to protect your motor trade business, give Insure Motor Trade a call. Whether you are selling vehicles from home or from an established forecourt, we offer expert assistance and ensure you get the best […]

May 19, 2014

What are the age requirements for motor trade insurance?

If you or your company wants to cover all drivers on a policy, motor trade insurance can be affordable and convenient. Unfortunately, this can get a bit more complicated if there are drivers involved that are under 25 – this […]

May 17, 2014

What are the regulations and the restrictions of motor trade insurance?

If you are just starting out with your new business, or you have been trading for a while, you may have already been tempted to just purchase personal insurance to try and save money. When business or trade drivers use […]

May 15, 2014

What does motor trade insurance cover? What kind do I need?

The type of motor trade insurance cover that you need is down to the type of business you run. So whether you’re starting a new business, expanding your current business, or just want to check that your existing business has […]

May 13, 2014

What is a Motor Trade Business?

When you are running a business, it can be difficult to understand all the legal definitions that apply to your company. You might be wondering whether or not your business is officially classed as being part of the motor trade, […]

May 12, 2014

Why do I Need a Part-Time Motor Trade Insurance Policy?

When you drive any kind of vehicle for business or trade reasons, you probably know already that you need an insurance policy that covers you when you are travelling around for work – personal motor insurance does not provide you […]

May 10, 2014

Why is updating your motor trade insurance policy important?

Anyone involved in running a motor trade company will fully appreciate the fact that circumstances can change in their business from time to time. Whether it’s the fact that you have invested in brand new equipment for the business; members […]

May 8, 2014

Can you Take out Infrequent Motor Trade Insurance

Not all motor traders work full time – in fact, some only dip in and out of the motor trade as a hobby or a part-time business. But however much you work in the motor trade industry throughout the year, […]

May 6, 2014

Can I Drive my Motor Trade Insured Vehicle for Personal Use?

Motor traders frequently ask whether they can use their vehicles for personal reasons. The answer is yes and no. If you’ve taken out a motor trade insurance policy, it only provides valid cover for your vehicles while they are being […]

May 4, 2014

The Motor Trade is my Hobby – What do I Need to Know?

Are you starting out in the motor trade as a hobby? Perhaps restoring vehicles or buying and selling a few cars a year? If so, read on for the top things every motor trade enthusiast needs to know. You never […]

May 2, 2014

What Jobs Can I get in the Motor Trade?

The motor trade is a varied industry that contains many different occupations. Read on to find out what occupations are covered by the motor trade and how this can affect your insurance requirements. After all, no two motor trade businesses […]

May 1, 2014

How do I Make a Claim on my Motor Trade Insurance?

The last thing you think about when you are sorting out proper motor trade insurance cover is what happens if you have to make a claim. We all buy insurance hoping we never do have to make a claim against […]

April 29, 2014

What is the Motor Insurance Database?

The Motor Insurance Database (MID) is the UK’s central record of all vehicles that are insured to drive on UK roads. The database is used by the police to catch people who are driving without insurance – and it is […]

April 28, 2014

How Many Vehicles can I add to my Motor Trade Insurance Policy?

Also referred to as Road Risk Insurance, anyone who deals with the buying and selling of cars or a car repair service should take out a Motor Trade Insurance Policy. The great thing is that a motor trade insurance policy […]

April 27, 2014

How Much Does Motor Trade Insurance Cost?

For each individual their business needs and insurance requirements are different, meaning that there is no such thing as an average cost. Insurance providers will factor in a number of things, including if you trade on a full time basis […]

April 26, 2014

How much does part time motor insurance cover?

It can sometimes come as a surprise to people who’ve set up a part time business, or a small business based out of their home, that they need just the same types of insurance cover as someone running a large […]

April 25, 2014

Garage insurance – are you covered for everything?

Most of us are well acquainted with the concept of safeguarding our homes against burglaries and the loss of valuables, but it can be easy to forget the security of our outside buildings. It’s not just cars that find their […]

April 22, 2014

Part-time Motor Trade Insurance Explained

If you spend any time at all working on vehicles in any capacity as a part-time worker in the trade or if you have your own business which you run part-time, you can still get a Part Time Motor Traders […]

April 13, 2014

Motor Trade Insurance FAQs

If you work in the motor trade industry – whether that’s in a repair vehicle, as a valet, a fitter, or even if you run an MOT centre or garage – you will probably have come across motor trade insurance. […]

April 2, 2014

Insurance Groups Explained

Groups are the way insurance companies classify different makes and models of cars. Because some types of car are more of an insurance risk, there is a scale of groups which runs from 1 to 50. Cars in the lowest […]

March 31, 2014

Does Motor trade Insurance affect my no claims bonus?

A no claims bonus is a reward offered by insurance companies if you do not make a claim on your existing policy. For every year that is claim free, your premiums will become cheaper. If you should have an accident, […]

March 24, 2014

What is Motor Trade Insurance Excess?

When you take out motor trade insurance you want to be sure that you are getting the best deal and the best cover. After all, your reputation and livelihood could depend on it. The good news is that many motor […]

March 20, 2014

Qualifying for a Motor Trade Insurance Policy

In order to qualify for a motor trade insurance policy you will need to ensure that you are able to provide documentary proof that your business operates within the motor trade industry. Your business must be related to vans, motorbikes […]

March 10, 2014

What are the benefits of motor trade insurance?

Can I insure my commercial vehicles through motor trade insurance? If you use vehicles, such as vans and cars, as part of your business, it is important to insure them under a motor trade insurance policy. It doesn’t matter if […]

March 5, 2014

Do I need Insurance if I only trade vehicles part-time?

Insure Motor Trade understands not everyone who works in the motor trade does so full-time and may not need an insurance policy that provides all-encompassing cover. It may be that you only work in the motor trade as a sideline […]

February 27, 2014

Can motor trade insurance and premises insurance be combined?

The short answer to this question is yes; if you take out a combined motor trade insurance policy then you can cover both your vehicle and business premises under one policy. This is easier to manage than taking out two […]

February 24, 2014

Can I Transfer my Motor Trade Insurance no Claims Bonus to Another Policy?

As with domestic insurance policies, you have the ability to earn a no claims bonus if you don’t make a claim under your motor trade insurance policy. By building up your no claims bonus you will be entitled to discount […]

February 21, 2014

Can I cover myself for loss of earnings under a motor trade insurance policy?

One of the main benefits of holding a motor trade insurance policy is the ability to tailor that policy to suit your business’ individual requirements. You can add extra cover to a standard policy so that you have covered all […]

February 17, 2014

Motor trade insurance is different, right?

Yes it is. A motor trade insurance policy differs in a number of important ways from the kind of insurance policy you will take out for your own personal, private car. To benefit from a motor trade insurance policy, you […]

February 14, 2014

Is my Motorbike Covered Under my Motor Traders Insurance

Motor trade insurance is more flexible than you think, and there are many options that allow you to expand coverage over and above your company vehicle or fleet. If you own a motorbike you will be pleased to know that […]

February 11, 2014

Can I drive a car I don’t own using Roads Risks insurance?

In the motor trade industry, you are likely to be left with client’s cars to service or manage. If you work in garage where customers drive their vehicles in and out, questions about insurance will rarely come up, but if […]

February 2, 2014

Cars Continue to be the Commuter’s Transport of Choice?

The BBC recently reported that despite the ongoing financial crisis, the car is still, by far the most popular mode of transport for commuters. But we ask, is this really news? For most of us, the daily commute is about […]

January 31, 2014

Is the Bicycle Becoming More Popular Than The Car?

The latest transport research carried out by respected US News Agency, NPR, has identified that in 26 of 28 European countries, including the UK, the humble bicycle is outselling the new car and we ask – is the bike really […]

January 25, 2014

Are Driverless Cars the Future?

Along with jet-packs, anti-gravity skateboards and time travel, a car which can drive itself sounds like just another fantasy from a future that most of us will never actually get to experience in our lifetime. But, with the formal announcement […]

January 15, 2014

Driving Tests Around the World

Learning to drive in the UK is a fairly gruelling process. But after thorough theory and practical tests, drivers are awarded a much sought-after certificate that deems them safe to drive on UK roads. To reach this point, the average […]

January 7, 2014

How to Check Used Car Documentation

If you’re buying a used car, checking the documentation is essential for making sure you’re getting a good deal. It’s also vital for making sure you’re buying what the seller says you’re buying. Vehicle documentation can tell you how road […]

January 7, 2014

Is this the Perfect Car for Africa?

Most modern cars are not suitable for the harsh conditions of Africa – they’re too complex, too computerised and too difficult to maintain. That’s why a new, simpler car called Turtle 1 has recently attracted attention. It was designed by […]

December 22, 2013

The Secret of Saving Petrol with Hybrid Cars

If your business has a fleet of cars, chances are that fuel will always be at the back of your mind. Perhaps your employees spend all day on the road and you’re worried about the cost of petrol. Or perhaps […]

December 11, 2013

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